The Points and Rewards binder in Contingency Zero is designed to keep all of your loyalty programs, airline miles, hotel points, and store rewards in one organized list instead of scattered across emails and apps. Each entry lets you record the program name, your member ID, current points balance, expiration date, and the email and

For those who travel often—whether for business, adventure, or a bit of both—the routine becomes second nature. You know how to navigate airports without checking signs. You’ve figured out how to pack a week’s worth of essentials in a carry-on. Maybe you even have a second passport, global entry, or a well-worn loyalty card that

When Hurricane Ella made landfall near Savannah, Georgia, Maya and her two kids had just enough time to grab their go-bags, pile into the car, and head inland to her sister’s place. She’d done everything right—planned evacuation routes, stocked up on essentials, even kept emergency numbers printed and stored in the glove compartment. What she

There’s a sacred kind of chaos in family life. It’s in the rush of weekday mornings—scrambling to pack lunches, zip backpacks, and find the other shoe. It’s in the bedtime rituals, the carpool pickups, the soccer practices, and the inside jokes that only make sense at your dinner table. It’s the kind of chaos you

Luca had done the route a dozen times before. It was a blue-sky morning in the Rockies, and the ridge line was solid—steep but predictable. Helmet on, gear checked, GPS clipped in. He dropped in with his usual confidence. But halfway down, a loose rock sent his back wheel sliding, and before he could react,

The wail of sirens fades. Flashing lights dim. For first responders, the end of a shift often means trading one battlefield for another—the quiet struggle of ensuring their own families aren’t left scrambling if tragedy strikes. Consider the story of Firefighter Marcus Rivera, a 15-year veteran who spent his career saving others, only to leave