Independent Sales Representatives
A Guide For Independent Sales Representatives
Learn how independent representatives can introduce Contingency Zero to employers and teams.
Why We Exist
If something happened to you today, would your loved ones know how to unlock your phone? Where is the title to your home? Who should they notify?
Too many families are left scrambling when the unexpected happens — not because they didn’t care, but because life got busy and plans never got made. Contingency Zero is here to change that. We are a secure emergency planning app that uses end-to-end encryption with zero knowledge architecture, offered by employers as a workplace benefit, giving employees the peace of mind that their family is protected.
Every employer you bring into our network is one more workplace where families are better prepared. That’s the work.
How We Work
- Fully remote. There is no office, no required check-ins, and no fixed schedule. You work from wherever makes sense for you.
- You own your territory. You prospect, build relationships, and close deals in your assigned market on your own terms.
- We back you up. Contingency Zero provides product training at no charge, pre-approved sales materials, and direct support from our team.
- You run your own business. As a 1099 independent contractor, you are in business for yourself — with the full backing of a mission-driven product behind you.
What You Earn
| New Employer Account | Renewal | |
|---|---|---|
| Year 1 of your Rep Agreement | 20% commission | 5% commission |
| After Year 1 | 15% commission | 4% commission |
- Commissions are based on Net Subscription Revenue received by Contingency Zero
- Uncapped earning potential — the more employers you sign, the more you earn
- Paid quarterly, on the 15th of the month following each quarter
What We Expect
- Honest, ethical representation of the Contingency Zero brand and product
- Consistent effort to build relationships with employers in your territory
- Prompt follow-up on any leads or referrals we send your way
- Familiarity with the product — we make this easy through training
Who Thrives Here
Our most successful representatives share a common profile:
- Background in life insurance, voluntary benefits, supplemental insurance, or employee benefits
- Comfortable with a consultative, employer-facing sale
- Self-motivated and experienced running their own book of business
- Genuinely moved by the mission of helping families prepare for the unexpected
- Entrepreneurial by nature — you don’t need to be managed, you need to be supported
Let's Talk
If this sounds like you, we’d love to connect.
Visit contingencyzero.com or reach out through our LinkedIn page to learn about open territories and next steps.