The Points and Rewards binder in Contingency Zero is designed to keep all of your loyalty programs, airline miles, hotel points, and store rewards in one organized list instead of scattered across emails and apps. Each entry lets you record the program name, your member ID, current points balance, expiration date, and the email and URL associated with that account. When everything is collected in one place, it becomes much easier for you—or a trusted contact—to see what you have, where it lives, and which accounts might need attention before points expire.​

This binder is especially useful during big life events or emergencies, when rewards can help cover flights, hotels, or purchases but are easy to overlook. By maintaining an up‑to‑date list, you reduce the risk of unused value quietly expiring and give your trusted contacts a clear roadmap if they ever need to step in on your behalf. You can also use the notes section to capture details like elite status, transfer partners, or special redemption rules that future you—or someone helping you—will be glad to have at a glance.